Finance

CFD vs. stock trading CFD vs. stock trading

Since there continues to be a growing debate on what’s the difference between trading shares as compared to trading CFDs (Contracts for Difference), we would like to provide some brief clarifications on the matter. We would like you to know that each type of instrument comes with both positives and negatives, so without further ado,…

Read More Comparison Between Share Trading and CFD Trading

Infosys Infosys

Whistleblower complaints continues to make headlines. The most famous now seems to be the whistleblower complaint against US President Donald Trump, over his handling of his conversations with the President of Ukraine. Whistleblowers in the United States have specific protections which allow them to come forward without facing ramifications. Infosys in the Headlines The financial…

Read More Infosys Faces SEC Scrutiny over Whistleblower Complaint

mutual-funds mutual-funds

As a prudent investor, you need a well-defined financial strategy for a comfortable and secure future. Financial discipline involves saving more money, cutting down unnecessary expenditure and making well-planned investments. Plus, an efficient financial plan must also account for inflation rates to set financial goals correctly. With a disciplined approach to investing, it is not…

Read More New Year 2020 Investment Resolution: Use SIPs to Become a Crorepati

Down Payment for Home Loan Down Payment for Home Loan

You might have heard the phrase ‘dream home’. We all have it but very few of us can afford it! According to a census conducted in 2011, it was seen that 69% of urban families own a house. If you fall this percentage then be happy! Else you still have a long road ahead to…

Read More What To Do When You Don’t Have Money For Down Payment?

mutual-funds mutual-funds

What are mutual funds? Mutual funds are pool of money gathered from different investors and combined together to be invested in different types of securities like stocks, money market instruments, bonds, and other related assets. Professional experts called fund managers manage mutual funds that are operational in allocation the money from investors in these different…

Read More What are the Different Types of Mutual Funds in India?

Demat Account Demat Account

Call it a beginner’s myth or just a common misconception, but a lot of people believe you need a large sum of money to begin investing in the stock market. This myth originates from lack of knowledge of investment or word of mouth communication or maybe someone with bad experience in the stock market. Nevertheless,…

Read More How to Invest in Share Market with Limited Funds?

investment planning investment planning

Before you think this article is an exaggeration, we need to state that, it is indeed possible to accumulate Rs. 1 Crore by saving just Rs. 90 every day. The only catch is that it won’t happen overnight. So in case you’re searching for some otherworldly “easy money scheme” that will bring you everlasting wealth,…

Read More How Saving Just Rs. 90 a Day Can Help You Accumulate Rs. 1 Crore?

person holding coins person holding coins

Every time equity markets experience short-term volatility; doubts begin to cloud the minds of most investors – is it time to discontinue the SIP investment? This is especially true in the case of mutual fund investors who began their investment journey a few years ago, without experiencing drastic market fluctuations. A crucial piece of advice…

Read More Why You Shouldn’t Stop SIPs

Tax Saving Investments Tax Saving Investments

To achieve you long-term financial goals, it is important to start exploring and planning tax-saving investment options and the best way to invest money at the beginning of the new fiscal year. Doing this will help your investments to compound, as it gives you enough time, aiding your long-term goals. If you want to choose…

Read More Top 10 Investments You Should Make Now To Save Tax for FY 19-20

LTCG Tax LTCG Tax

Last year’s 2018 Budget imposed a Long-Term Capital Gains Tax (LTCG) on the sale of both equity shares and mutual funds. So from the fiscal year 2018-19 onwards, the gains made on the sale of shares in excess of Rs. 1 lakh will be taxed at 10% rate. If you are an investor, chances are…

Read More How to Reduce the Impact of LTCG Tax on Your Investments?

mutual-funds mutual-funds

Be it via lump sum or a SIP investment, choosing the right mutual funds can help enhance your portfolio and achieve your financial objectives. However, the abundance of mutual fund investment options can make it hard to decide which one to pick. Sometimes, new investors make the mistake of selecting mutual funds based on their…

Read More Insightful Tips on How to Choose Best Mutual Funds to Invest in According to Your Portfolio

Aggressive Investment Policies Aggressive Investment Policies

When it comes to looking after their hard-earned money, some individuals in India think that simply keeping it in a bank account is the best idea. After all, that is ultra-secure and there is little risk involved for the saver. Once money has been deposited in the bank it is very easy to just leave…

Read More Aggressive Investment Policies Might Now be Advisable

Mutual-Fund-Taxation Mutual-Fund-Taxation

Mutual Funds (MF) are an important investment avenue for many investors. Equity MFs particularly have found favour with investors for their inflation-beating returns as well as being attractive investments as far as tax implications are concerned. Returns on mutual funds can be calculated in a number of ways; here are two common methods: Absolute Returns:…

Read More How are Mutual Fund Returns Taxed?

Down Payment for Home Loan Down Payment for Home Loan

Buying a dream home usually makes it to the top of every individual’s priority list. However, with skyrocketing real estate prices in top cities and even small towns, buying a home becomes quite a pricy affair. Therefore, to assist middle-class buyers in fulfilling the distant dream, the NBFC and banks have introduced numerous home loan…

Read More Tips for Arranging Down Payment for Home Loan

investment-declaration investment-declaration

Every taxpayer must learn about all the legal ways to save tax. Proper tax planning can help you achieve this goal if you spend enough time to determine the ways that can work for you. Consider investing in the right tools to avail of tax benefits. Tax-exempt investments to claim tax deductions There are various…

Read More Investment Declaration to Get Tax Exemption

Pradhan Mantri Awas Yojana Pradhan Mantri Awas Yojana

The Pradhan Mantri Awas Yojana or PMAY is one of government’s most ambitious projects to provide affordable housing to economically backward sections of both rural and urban India. The project has completed four years with over 26 Lakh houses built as a part of of affordable housing. However, it still falls short of the total…

Read More Pradhan Mantri Awas Yojana – Urban may get a Thrust

Tax Saving Investments Tax Saving Investments

When looking for an ideal investment plan, we all look for certain benefits. To maximize the benefits and tax savings, one needs to narrow down and shortlist multiple tax saving investments. These options offer tax breaks and deductions in adherence to the governmental guidelines. If you are an investor, you might have more preference towards…

Read More 5 Investment Options with Dual Tax Benefits

Business Loan Business Loan

If problems related to inadequate cash flow are keeping you away from setting up your new business, a business loan is your only remedy. Not everyone is capable of funding one’s own business, and it is absolutely okay to take refuge in business loans for starting a new business. However, getting a business loan approved…

Read More How to Prepare Your Organization for a Business Loan

personal loan interest personal loan interest

Emergencies can crop up anytime, banks and NBFCs in India offer personal loans that can be utilized to recover from financial hassles. Not just this, one can avail this type of loan to visit his dream holiday destination, for home renovation purposes or even for buying a new smartphone or laptop. No matter what the…

Read More How Personal Loan Interest is Calculated and What are the Factors that it Depends on?

Moving out of Your Parent's House Moving out of Your Parent's House

Living on your own can cause so much pressure on your finances. When living in your parent’s house, you don’t pay the bills. Nonetheless, once you decide to start living on your own, you’ll need to have a keen look at your finances. Most people make the mistake of moving out without assessing their financial…

Read More 3 Financial Hurdles You May Be Facing When Moving out of Your Parent’s House

Millennial Home Buyer Millennial Home Buyer

Millennials are undoubted the dominated workforce of current times. According to an estimate, millennials control a massive amount of money, which will become $24 trillion by 2020. They are significant parts of all the sectors, including real estate. Between the years 2016 to 2017, one out of five millennials have purchased a new house and…

Read More The New Age Home Features Millennials Want

dream vacation dream vacation

Vacationing abroad at an exotic location is a dream that most of us share. But, given the unaffordable costs involved, we postpone it till an opportune time arrives. How can one fund an international trip without disrupting our financial future? Because, unless we plan our budget, the expenses of a vacation can our finances. Let’s…

Read More Start Investing in SIP and Plan Your Dream Vacation