Finance

During a crisis or when making important purchases, there are a few lines of credit that people may turn to. However, if you already have loan repayment to take care of, your options become limited. During such times two sources of credit become primary – a personal loan overdraft or a credit card. When one…

A lender carefully assesses your financial standing and your ability to repay loans whenever you apply for a personal loan. Some lenders have standard parameters to gauge a borrower while other lenders have stricter parameters. When you get in touch with trusted loan advisors at Saral Credit, the entire process of loan shopping will be…

The pandemic has compelled everyone to reassess their financial plans. With pay cuts and unusual job losses adding to the stress, it is essential to prepare yourself for what lies ahead. You need to devise new strategies and readjust your financial moves so that it doesn’t impact your credit score. Whether or not you have…

There are always misconceptions and myths about investment tools in the market that discourage many individuals. Even if you haven’t gone out of your way to research the financial instrument, such beliefs tend to stay with you. Similar myths about Unit-Linked Insurance Plans have been making rounds amongst various investors. So, today let us take…

Credit cards and college can be an interesting combination. On one hand, you have an opportunity to establish credit and learn how to manage debt early. On the other hand, if you’re not careful, you could graduate from college with a degree – and reams of debt. To help you avoid that, here are some…

  You’re already acquainted with what is IPO. If you have already been investing at the IPOs for quite a while, then it’s exceedingly improbable you’ve missed a reference to the gray market. You must have seen varying prices denoted in red and Green in your trading terminal. However, I should tell you that the…

Mutual funds are one of the most widely availed investment options by individuals to achieve their financial goals. Investors either go with the lumpsum way or Systematic way – Systematic Investment Plan (SIP) to invest in mutual funds. Though there are number of articles on the internet providing information about why one should invest in…

What is TDS? TDS (Tax Deducted at Source) is a fundamental part of the direct taxation process that applies to several sources of income some of which include salary, fixed deposits, LIC maturity amount, contractor payments, and several others. A key benefit of the TDS is that it is deducted at the source thereby proving…

Looking to invest in mutual funds in India? You should take into account several little known but fascinating aspects of mutual funds. You can take a closer look at the possibilities of SIP Funds which minimize your risks along with examining larger mutual funds risks alongside. Here’s taking a look at a few things that…

Are you looking for a way to lower your monthly mortgage payments? Refinancing your home loan could then be a better option for you. Refinancing involves replacing your existing mortgage with a new loan program. It works similarly to your first mortgage but you simply choose to work with a different lender who is offering…