Tax Saving Investments
When looking for an ideal investment plan, we all look for certain benefits. To maximize the benefits and tax savings, one needs to narrow down and shortlist multiple tax saving investments. These options offer tax breaks and deductions in adherence to the governmental guidelines. If you are an investor, you might have more preference towards…
Read More 5 Investment Options with Dual Tax Benefits
stock market
You will often hear investors, especially beginners, asking, ‘What is the best stock to buy?’ While this is a relevant question, there is another important question to consider: ‘What is the best time to buy a stock?’ The key to locking in profits lies in knowing when to buy a stock. Once you have gauged…
Read More When is the ‘Best Time’ to Buy a Stock?
Business Loan
If problems related to inadequate cash flow are keeping you away from setting up your new business, a business loan is your only remedy. Not everyone is capable of funding one’s own business, and it is absolutely okay to take refuge in business loans for starting a new business. However, getting a business loan approved…
Read More How to Prepare Your Organization for a Business Loan
Current Account
Gone are the days when you rely on just one bank account for maintaining your personal as well as business finances. The need of the hour is to segregate your personal expenses from your business expenditures and keep a clear record of your business revenues. A current account is not even a choice anymore! It…
Read More Current Account Features That Matter
ELSS Save Taxes
“Taxes included” – Two words that are more disappointing to read than your bank balance at the end of the month. In fact, it’s partly because of these taxes that your bank balance looks that disappointing in the first place. Now, there are some taxes that cannot be avoided. Like the ones that run longer…
Read More Make Money While You Save Taxes
personal loan interest
Emergencies can crop up anytime, banks and NBFCs in India offer personal loans that can be utilized to recover from financial hassles. Not just this, one can avail this type of loan to visit his dream holiday destination, for home renovation purposes or even for buying a new smartphone or laptop. No matter what the…
Read More How Personal Loan Interest is Calculated and What are the Factors that it Depends on?
Moving out of Your Parent's House
Living on your own can cause so much pressure on your finances. When living in your parent’s house, you don’t pay the bills. Nonetheless, once you decide to start living on your own, you’ll need to have a keen look at your finances. Most people make the mistake of moving out without assessing their financial…
Read More 3 Financial Hurdles You May Be Facing When Moving out of Your Parent’s House
Millennial Home Buyer
Millennials are undoubted the dominated workforce of current times. According to an estimate, millennials control a massive amount of money, which will become $24 trillion by 2020. They are significant parts of all the sectors, including real estate. Between the years 2016 to 2017, one out of five millennials have purchased a new house and…
Read More The New Age Home Features Millennials Want
dream vacation
Vacationing abroad at an exotic location is a dream that most of us share. But, given the unaffordable costs involved, we postpone it till an opportune time arrives. How can one fund an international trip without disrupting our financial future? Because, unless we plan our budget, the expenses of a vacation can our finances. Let’s…
Read More Start Investing in SIP and Plan Your Dream Vacation
Demat Account
The Indian equity market is one of the major investment avenues for people to park their savings. To be able to transact in the stock market, a demat account is the primary requirement. In this article, you will learn about the basics of the demat account. Let us begin the article by learning the meaning…
Read More Understanding the Basics Of Demat Account
Types of Demat Account
Having a demat account is a pre-requisite for carrying out transactions in the stock market. Whether you want to buy shares, sell shares or simply hold them in the electronic form, you need a demat account. In fact, your demat account holds all your shares, government securities, bonds, mutual funds and exchange-traded funds in a…
Read More Types of Demat Account and Which Demat Account is Best for Beginners
mutual-funds
Before we begin with mutual funds, let us clarify what does 101 have to do with mutual funds? 101 denotes introduction of anything to which it is attached. In simple terms Mutual funds 101 meaning introduction to mutual fund or mutual fund for beginners. Mutual Fund is not a rocket science to understand, any person…
Read More Mutual Funds 101 – A Detailed Guide to Index Funds in India
morningstar
If you are even remotely interested in investing or in the market, you would have been directed to Morningstar as a resource for making an informed decision. As a naive investor, it can be helpful to have a guiding strategy in the form of a trusted investment-research firm. It is therefore important to first understand…
Read More Everything You Need to Know About Morningstar Fund Ratings
Credit Card
Your credit card statement is almost similar to the utility bill that you receive every month. The statement is generated for a particular period, and you get a grace period to repay without any interest. Failing to pay the bill within the due date attracts a fine. Financial institutions impose high interest rates and late…
Read More Top Things to Look for on your Credit Card Statement Types of Demat Account
A Demat account offers you peace of mind and convenience as it electronically holds your shares and securities in one place. However, in recent times, instances of Demat accounts, have caused some investors to worry. Taking into account the various ways that a Demat account can be misused, SEBI has standardised how power of attorney…
Read More How To Remain Vigilant Against Demat Account Fraud
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To invest in the stock market, one needs to be aware of those few basics. Two critical requirements needed to trade involves having a Demat account and an online trading account. Most new investors are unclear about the difference between Demat and trading account. This is why it is essential to understand the benefits and…
Read More Difference Between Demat Account and Online Trading Account mutual-funds
In a country like ours, the highest burden of taxation falls on one strata of the society i.e. the salaried class. Salaried class tries to search for various alternative sources of investment to save their money for future needs. Apart from traditional ways to invest such as those of gold, fixed deposits and real estate,…
Read More Here’s why investing in SIP mutual funds is the best option for salaried professionals personal loan interest
A sudden and dire need of money can pop up unknowingly in many situations. The need for money can be any – from making ends meet to medical emergencies. Having money at hand makes it possible to go through many such situations with ease. However, there are also times when the requirement of money is…
Read More 3 Reasons Why Taking A Personal Loan Is A Good Choice
TDS
TDS, commonly referred to as ‘Tax Deducted at Source’ was introduced to collect taxes from the source of generation of income of an individual. The government utilizes TDS as a tool to prevent tax evasion by taxing the income wholly or partially at the time of generation instead of at a later date. TDS is…
Read More Everything you need to know about TDS
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There is a certain level of risk involved in intraday trading. However, with requisite expertise and knowledge, are an intraday trader can easily profit from daily transactions. Here are five critical intraday trading strategies that can help you trade like a pro and make your intraday trading productive. Momentum trading: Perceptive intraday traders use this…
Read More 5 Strategies To Follow For Profitable Intraday Trading
investment planning
One of the biggest fears of every investor in the share market is volatility. They often take bad investment decisions when the stock market is choppy, leading to heavy losses. There is absolutely no doubt that the investment in the Indian stock market is a good option for a long term perspective. However, if any…
Read More 5 Investment Options Other Than Stocks to Overcome Share Market Volatility
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Among all the types of loans made available by financial institutions or NBFCs, the most interesting is the personal loan which by its very nature, is available to anyone for any personal purpose. Normally given without collateral, personal loans carry higher rates of interest and the risk element is much higher here. The incidence of…
Read More Reasons for Rejection of Personal Loans
Personal loan
Job relocation is a quantum leap of growth; a new workspace, a new home, a new environment, new city, and new people – all of it comes at once. And so, it may take you some time to settle down. But before the cash starts flowing in consistently, you can stay covered against all unexpected…
Read More Relocating for Work? Fund Your Move with a Personal Loan
how-to-choose-best-car-loan
Seeking a loan can be a tedious process, especially when it is your first time. There are many verticals that you must be aware of before applying for a used car and vehicle loan. The idea here is to be able to make an informed decision that has no negative impact on the future financial…
Read More 5 Questions to Ask the Financial Institution before Availing a Vehicle Loan
How Much Should You Save For A Comfortable Retirement
Saving for retirement can be tricky, especially if you’re on a low income. Just because you have a job, it doesn’t mean that you have any spare money to put aside. Indeed, according to Cashlady, NHS are the number one customers of short-term loans. If you’re struggling to make ends meet, saving for retirement is often…
Read More How Much Should You Save For A Comfortable Retirement
ipo
In the last 3 years, IPOs or Initial Public Offerings have once again emerged as a veritable investment for small and large investors. While the current fiscal has been relatively tepid, the last two years saw $2 billion and $8 billion respectively raised through IPOs. The story of IPOs in the last 2 years has…
Read More Key Things to Know Before Subscribing to IPOs mutual-funds
Future, in today’s world, is unpredictable and uncertain. A very secure job may also not be able to sustain everything that you hope to have or fulfil the comforts that you wish to provide to yourself and to your family. Idle savings will only take you so far. However, here is something interesting to enhance…
Read More Mutual Funds – Why it’s not that complicated to invest in mutual funds than people think it is
HDFC Credit Cards Status
HDFC is one of the biggest private banks in India and the credit cards from the bank are justified regardless of its extraordinary arrangements. The bank has created numerous procedures to bring out best arrangements and give best money solution to the clients. Employments of the HDFC Credit Card: HDFC bank likewise gives the credit…
Read More How to Check HDFC Credit Card Status? Business Loan
Are you anxious about taking a business loan because you are unsure if it is the ideal funding option for your company? Are you considering the pros and cons and clinging on to few beliefs about business loan without verifying the facts? Do not fret anymore, we bring to you some of the common myths…
Read More Busting the 8 Common Myths about a Business Loan
what-is-hedge-funds
For many entry-level investors, hedge funds are shrouded in mystery and exclusivity. Today’s infographic breaks down the basics on hedge funds, including their typical structure, fees, trading strategies, and the pros and cons associated with investing in them. [via]
Read More What is a Hedge Fund?