Finance

Cash no longer drives the world, as it has been replaced by plastic money. Many people use debit cards as these offer convenience and solve the problem of carrying cash all the time. A debit card lets you make easy purchases and secure transactions online and in person. It is a payment card where you…

Gold is an integral part of Indian culture; it’s used during festivals, given as a gift, and a significant part of weddings. It’s also an indispensable component of the Indian investment portfolio.   No matter how much planning you put into your finances, there may be a time when a challenging situation arises, and you…

Whole life you have put in every effort to work to earn and make life beautiful for the family and yourself. You have fulfilled your duties well and have tried your best when it comes to child’s education, marriage, or for further requirements. But you cannot let go of the entire income you have earned…

“Financial peace isn’t the acquisition of stuff. It’s learning to live on less than you make, so you can give money back and have money to invest. You can’t win until you do this.” — Dave Ramsey. When one starts understanding the value of money, savings, and future goals, they will excel and build an…

Debt is undoubtedly not something that you want to welcome in your life ever. However, there are instances where debt is the only way out of a financial crunch. So, if you are in such a monetary crisis, you will have to apply for instant loan to tide over the situation. Now, there is no…

Most investors are well versed with the terms debt funds and equity funds in plain vanilla standings. But what happens when you combine the two? It produces a new line of investment – hybrid funds. Hybrid funds, also known as balanced funds, combine the long-term capital appreciation potential of equity along with the regularity and…

When seeking to make a specific expenditure of high value, no funding option can be as suitable as a dedicated loan designed for the purpose. It is the same with two-wheeler purchases as well. Buying a two-wheeler involves lump sum expenditure, which can be easily met with a dedicated loan for two-wheeler.  However, with so…

For every Indian, irrespective of their financial status, a savings account is a must for their financial needs. Savings accounts allow you to save money, transfer funds, withdraw funds and also earn interest on the money you have in them. It is rare to find a better investment product than a savings account that offers…

Equity-Linked Savings Schemes commonly known as ELSS has been in the light for quite some time. These tax-saving investments have created quite a buzz in the past few decades with more and more investors turning towards these mutual fund investments. However, investors often assume that SIP is the only way through which you can invest…

When two people decide to get married, they share all the moments of happiness and sorrow. Additionally, they also share the expenses, assets, liabilities, advance tax, and what not. One of the important ways to save money when both partners are working is by saving income tax. You cannot escape the income tax structure, but…