During a crisis or when making important purchases, there are a few lines of credit that people may turn to. However, if you already have loan repayment to take care of, your options become limited. During such times two sources of credit become primary – a personal loan overdraft or a credit card. When one…Read More Personal Loan Overdraft vs Credit Card: Which One to Choose?
A lender carefully assesses your financial standing and your ability to repay loans whenever you apply for a personal loan. Some lenders have standard parameters to gauge a borrower while other lenders have stricter parameters. When you get in touch with trusted loan advisors at Saral Credit, the entire process of loan shopping will be…Read More Increase Your Chances of Getting a Personal Loan with Saral Credit
The pandemic has compelled everyone to reassess their financial plans. With pay cuts and unusual job losses adding to the stress, it is essential to prepare yourself for what lies ahead. You need to devise new strategies and readjust your financial moves so that it doesn’t impact your credit score. Whether or not you have…Read More 5 Ways to Rapidly Increase Your Credit Score Post-COVID – AskCred
There are always misconceptions and myths about investment tools in the market that discourage many individuals. Even if you haven’t gone out of your way to research the financial instrument, such beliefs tend to stay with you. Similar myths about Unit-Linked Insurance Plans have been making rounds amongst various investors. So, today let us take…Read More ULIP Myths – Demystified
Credit cards and college can be an interesting combination. On one hand, you have an opportunity to establish credit and learn how to manage debt early. On the other hand, if you’re not careful, you could graduate from college with a degree – and reams of debt. To help you avoid that, here are some…Read More Mistakes College Students Make With Credit Cards
You’re already acquainted with what is IPO. If you have already been investing at the IPOs for quite a while, then it’s exceedingly improbable you’ve missed a reference to the gray market. You must have seen varying prices denoted in red and Green in your trading terminal. However, I should tell you that the…Read More A Detailed Guide on Grey Market IPO
Mutual funds are one of the most widely availed investment options by individuals to achieve their financial goals. Investors either go with the lumpsum way or Systematic way – Systematic Investment Plan (SIP) to invest in mutual funds. Though there are number of articles on the internet providing information about why one should invest in…Read More SIP Investment: How to know if you are investing the correct amount?
What is TDS? TDS (Tax Deducted at Source) is a fundamental part of the direct taxation process that applies to several sources of income some of which include salary, fixed deposits, LIC maturity amount, contractor payments, and several others. A key benefit of the TDS is that it is deducted at the source thereby proving…Read More How Much TDS is Deducted on Fixed Deposit Investment?
Looking to invest in mutual funds in India? You should take into account several little known but fascinating aspects of mutual funds. You can take a closer look at the possibilities of SIP Funds which minimize your risks along with examining larger mutual funds risks alongside. Here’s taking a look at a few things that…Read More Unknown but fascinating aspects of mutual funds
Are you looking for a way to lower your monthly mortgage payments? Refinancing your home loan could then be a better option for you. Refinancing involves replacing your existing mortgage with a new loan program. It works similarly to your first mortgage but you simply choose to work with a different lender who is offering…Read More Does it Make Sense to Refinance Your Mortgage Right Now?
Before we delve on the reasons concerning why you should invest in mutual funds, let us quickly recall what a mutual fund is. It is simply a professionally managed investment tool wherein an AMC (asset management company) or a fund house pools money of several investors and invest in various securities to meet the cumulative…Read More 5 Reasons Why You Should Invest in Mutual Funds
Introduction The Bajaj Finserv EMI Network Card is a payment device that can be used to buy a range of home appliances, electronics, lifestyle products, and even some life care services. You can break down the cost of these goods or services into manageable EMIs with the Bajaj Finserv card. Since the EMI card is…Read More Block Your card anytime on the go in case of emergencies
Having a home is considered a synonym for prosperity and status in India, which is why a lot of people are keen on purchasing their own residential property as soon as possible. However, a home could mean differently for people. For some it could be a flat or an apartment, for some others it could…Read More Top 5 Different Types Of Home Loans
Since lenders take several factors into account when determining home loan interest rates, knowing those factors will help you find the best deal with the lowest interest rate. One of the essential financial contributions we will make in our lives is a home loan. With a loan period of at least 15 years, even a…Read More What factors influence your home loan interest rate?
Investors are always on the lookout for ideal tax-saving investment options for their portfolios. With so many investment options offered to them, they might get easily confused. One such tax-saving investment is ELSS funds. ELSS mutual funds have gained a lot of traction in the last one or two decades, and for all the right…Read More HOW ELSS SCORES OVER OTHER TAX-SAVING AVENUES
It’s no secret that the current COVID-19 crisis has had a tremendous impact on people’s financial well-being. Subsequently, one of the direct impacts was on mortgage payments. At the height of the coronavirus spread, nearly one in six homeowners in the UK chose to make payment deferrals on their mortgages. Now, with the pandemic slowing…Read More Should You Refinance Your Mortgage Post-COVID?
Gold and silver have been having a difficult time gaining traction, and with the US dollar starting to percolate, the precious metals have come under pressure. Historically, as the dollar trades higher, commodities, which are quoted in US dollars, fall in value to accommodate higher value. The reverse is true when the US dollar falls…Read More Gold Eases While Silver is Poised to Test Higher Levels
Debt consolidation involves combining multiple debts and converting them into a new loan to pay off other consumer debts and liabilities. The new loan taken is in the form of a single, larger debt, which comes with more favorable payoff terms like lower monthly payment, a lower interest rate, or both. Debt consolidation is a…Read More Benefits of Debt Consolidation: Secured vs Unsecured Loans
Any individual can feel the need to avail a personal loan at some point of time or the other. The nature of this loan covers a variety of personal financial requirements. In the past times, the approval and verification process to avail any personal loan was too hectic and lengthy. Both the private and the…Read More How to get a personal loan on Aadhaar Card?
/A personal loan is one of the best ways to fuel a destabilised cash flow, especially in times of an emergency. Borrowing money from friends and family may not incur interest, but it comes with strings attached. Whether it is a health emergency, a pending fee for higher education or an urgent travel requirement, a…Read More 7 Things You Must Know Before Applying For An Instant Personal Loan Online