Search results for: insurance benefits

You would have heard the age-old adage ‘‘a stitch in time saves nine’’. This holds true while buying a term insurance plan as well. You must buy a comprehensive plan that provides a sizeable guaranteed amount after factoring in inflation and other cost escalations. A term policy is a non-retractable decision and requires a considerable…

Buying a health insurance policy is absolutely critical and no longer a choice but a necessity. In spite of all the awareness revolving around health insurance plans in India, there are many who still don’t understand why health insurance is a real winner. In this article, we’ll help you understand 5 important features that your…

How often does it happen that you forget to renew your bike insurance policy on time? This then leads to a few hurried steps to avoid policy expiry and ensuring that your coverage is still intact. Factors such as workload, busy lifestyle, plain old ‘forgot’, etc. are some of the major reasons why people do…

A long term third party car insurance plan can prove to be very beneficial for you. However, before you get such a cover, do remember to do adequate research as some of the features of this cover are quite different from the features of a regular third-party plan. Listed below are three of the most…

With medical expenses staying on an ever-increasing trajectory, it is no surprise that one of the biggest worries facing a bread-winner today is the prospect of a loved one’s hospitalization. A persistent nightmare that can keep anyone awake is the thought of a medical treatment being available but out of their reach due to the…

One of your prime objectives is to ensure the safety of your loved ones. However, emergencies may strike without any prior indication. Have you safeguarded the interest of your family in case of a sudden illness or an accident? With escalating healthcare costs, how do you ensure to meet such expenses if the need ever…

The senior years are often associated with multiple challenges. As you age, your health may also suffer and meeting the healthcare costs post-retirement may be very challenging. With limited income, escalating medical expenses, and longer life expectancy, retirement may be a huge concern. Therefore, it is crucial that you plan for your retirement during the…

It feels wonderful to receive your salary every month and use it for your present needs. However, that is all that your earnings do- help you live well in the present time. What you really need to do is plan to safeguard your future. Other than that, it is also important to plan ahead for…

Term insurance is often bought as an obligation, while in reality it must be treated as a necessity. Those who do not have sufficient knowledge of the underlying benefits of term insurance, either end up not having one or making an uninformed decision regarding their investment. But the fact is that term insurance must be…

Insurance is a protective measure to cover the risk of erratic but costly events. Traditional term life insurance policies are a smart idea for most people who have dependents or other obligations.  These policies are relatively cheap and pay out a tax-free death benefit to your beneficiaries if you die before the end of the…