{"id":40422,"date":"2019-04-20T16:01:51","date_gmt":"2019-04-20T10:31:51","guid":{"rendered":"https:\/\/www.newsilike.in\/?p=40422"},"modified":"2019-04-20T16:01:53","modified_gmt":"2019-04-20T10:31:53","slug":"investment-options-other-than-stocks","status":"publish","type":"post","link":"https:\/\/www.newsilike.in\/investment-options-other-than-stocks\/","title":{"rendered":"5 Investment Options Other Than Stocks to Overcome Share Market Volatility"},"content":{"rendered":"\n
\"Investment<\/figure>\n\n\n\n

One of the biggest fears of every investor in the share market is volatility. They often take bad investment decisions when the stock market is choppy, leading to heavy losses. There is absolutely no doubt that the investment in the Indian stock market<\/a> is a good option for a long term perspective. However, if any investor wants to avoid the volatility of the Indian stock market, he can invest in various other investment avenues. There are many investment options other than equities that are available in the market. In this article, we are listing out 5 investment options other than equities which can help you overcome share market volatility.<\/p>\n\n\n\n

National Savings Certificate<\/strong><\/h2>\n\n\n\n

Those\ninvestors who want to diversify their investment portfolio can invest in\nNational Savings Certificate (NSC). NSC has\na lock-in period of 5 years and is\nconsidered a good investment option for conservative investors who want\nconsistency in returns. Those investors who are looking for a tax deduction for saving tax, it is advisable\nto invest in National Savings Scheme where they get tax deduction under section\n80 C of up to Rs. 1.5 lakh.<\/p>\n\n\n\n

Monthly Income Funds<\/strong><\/h2>\n\n\n\n

Monthly\nincome funds are those investment avenues that invest 16% to 30% of the total\ninvestment into equities and remaining in debt securities. It is an ideal\ninvestment option for those who want a steady\nincome. If the investment period is less,\nit is advisable to invest in less risky investment products of monthly income\nfunds.<\/p>\n\n\n\n

Balanced Funds<\/strong><\/h2>\n\n\n\n

As\nthey say, \u2018don’t put all your eggs in one basket\u2019, same goes\nwith your investments. It is always a good idea to make a portfolio which is\ndiversified. Balanced funds are such funds that provide a perfect combination\nof equity and debt. If you are looking for long term asset allocation, balanced\nfunds are ideal for you. If your goal is making long term wealth, you must\nignore the current stock market volatility and invest systematically in the\nbalanced funds. This investment will test your patience on various occasions.\nBut not falling in the volatility of the market is the key. Reviewing the\ninvestment in balanced funds every year is one of the best strategies to beat such volatility.<\/p>\n\n\n\n

Fixed Income Bonds<\/strong><\/h2>\n\n\n\n

Investors\nwho want returns up to 10% in one year with lesser risk can invest in fixed\nincome bonds such as NCDs and corporate bonds. Often fixed-income bonds generate more return than equities if the period\nof investment is 1 to 3 years.<\/p>\n\n\n\n

Tax Savings Instruments <\/strong><\/h2>\n\n\n\n

If\nyou are looking to save on tax, Tax Saving Instruments like PPF are good\ninvestment option. Such products are popular because they are EEE (exempt-exempt-exempt)\nin nature and products like PPF are backed by the government. For availing the tax deduction under section 80 C of up\nto Rs. 1.50 lakhs, PPF can be coupled with ELSS as an asset allocation\nstrategy. Furthermore, the recent 8% rate declared on PPF makes it attractive\nalong with the EEE status.<\/p>\n\n\n\n

Conclusion<\/strong><\/h2>\n\n\n\n

Indian\nstock market provides ample opportunities for long term investment. However, it\nis equally important to diversify your investments to safeguard against the\nvolatility. The above investment options will help in protecting the capital and\ngenerating wealth over a period of time.<\/p>\n","protected":false},"excerpt":{"rendered":"

One of the biggest fears of every investor in the share market is volatility. They often take bad investment decisions when the stock market is choppy, leading to heavy losses. There is absolutely no doubt that the investment in the Indian stock market is a good option for a long term perspective. However, if any…<\/p>\n Read More<\/span> 5 Investment Options Other Than Stocks to Overcome Share Market Volatility<\/span><\/a>","protected":false},"author":2,"featured_media":40423,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"Layout":"","_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"5 Investment Options Other Than Stocks to Overcome Share Market Volatility #Investment #India #Finance #Stocks #Market","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","enabled":false}}},"categories":[4634],"tags":[],"jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_featured_media_url":"https:\/\/www.newsilike.in\/wp-content\/uploads\/investment-in-india.jpg","_links":{"self":[{"href":"https:\/\/www.newsilike.in\/wp-json\/wp\/v2\/posts\/40422"}],"collection":[{"href":"https:\/\/www.newsilike.in\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.newsilike.in\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.newsilike.in\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.newsilike.in\/wp-json\/wp\/v2\/comments?post=40422"}],"version-history":[{"count":0,"href":"https:\/\/www.newsilike.in\/wp-json\/wp\/v2\/posts\/40422\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.newsilike.in\/wp-json\/wp\/v2\/media\/40423"}],"wp:attachment":[{"href":"https:\/\/www.newsilike.in\/wp-json\/wp\/v2\/media?parent=40422"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.newsilike.in\/wp-json\/wp\/v2\/categories?post=40422"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.newsilike.in\/wp-json\/wp\/v2\/tags?post=40422"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}