ULIP-India
There are always misconceptions and myths about investment tools in the market that discourage many individuals. Even if you haven’t gone out of your way to research the financial instrument, such beliefs tend to stay with you. Similar myths about Unit-Linked Insurance Plans have been making rounds amongst various investors. So, today let us take…
Read More ULIP Myths – Demystified
cryptocurrency
Digital entertainment platforms providing OTT streaming and betting sites accepting Paytm and Google Pay are hoping to get approval for crypto payments as well. The Centre, however, is still hesitant on whether to regulate or ban cryptocurrencies and introduce an RBI-backed digital rupee. Crypto Assets in Legal Limbo as New Regulation Is Rumoured Payment terms…
Read More Cryptocurrencies in India Might Get Regulation but RBI Sees Them as Competition for Digital Rupee
mutual-funds
Mutual funds are one of the most widely availed investment options by individuals to achieve their financial goals. Investors either go with the lumpsum way or Systematic way – Systematic Investment Plan (SIP) to invest in mutual funds. Though there are number of articles on the internet providing information about why one should invest in…
Read More SIP Investment: How to know if you are investing the correct amount?
Tax Saving Investments
Investors are always on the lookout for ideal tax-saving investment options for their portfolios. With so many investment options offered to them, they might get easily confused. One such tax-saving investment is ELSS funds. ELSS mutual funds have gained a lot of traction in the last one or two decades, and for all the right…
Read More HOW ELSS SCORES OVER OTHER TAX-SAVING AVENUES
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Creating wealth is not easy. However for wise and disciplined investors, it is not difficult either. Apart from the traditional ways of saving, i.e., FDs (Fixed Deposits), you can also opt for SIP investments. A Systematic Investment Plan (SIP) is one product that can assist investors in creating capital. The SIP is an essential and…
Read More How Do SIP Investments Help in Wealth Creation?
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An investor is endowed with several choices. Apart from choosing which schemes to invest in, an investor is also offered to choose between two different methods of investing in mutual funds, namely – SIP and lumpsum mode of investment. This article will help you understand the two distinct ways of investment and choosing the right…
Read More SIP VS LUMP SUM MUTUAL FUND INVESTMENT: KNOW WHICH WORKS BEST AND WHEN
invest in ulip
There is a saying, when the going gets tough, the tough get going. Well, the scenario we are currently witnessing is something that no one has witnessed before. These are unprecedented and unknown times which give rise to multiple uncertainties. Hence, it becomes imperative that we sit down and assess the situation to ensure that…
Read More Is it the right time to invest in ULIP?
health-insurance
In the current testing times, there shouldn’t be any excuse for not having an adequate health cover if you can afford it. However, most people invest in either health insurance or life insurance and think it’s enough. It is vital to invest in both. Health is a crucial aspect of one’s life and so is…
Read More 4 Benefits of Having Health Insurance along with Life Insurance
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Once considered an odd member of the investment sector, Unit Linked Insurance Plans better known as ULIP plans, have caught the attention of Indian investors in the past couple of years. Irrespective of what age group you fall under, if you are keen on financially securing your future, then you can consider opting for an…
Read More How much wealth can I create from a ULIP in 10 years?
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We live in a country where people have the tendency to offer plenty of advice for free of cost. Take it or leave it, but you can’t escape it. There are two types of people who give advice – those who think they know more than anyone about a particular topic and those who actually…
Read More 7 Mutual Fund Advises You Should Ignore
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The current COVID-19 pandemic has not just affected the entire world health-wise but also has had an adverse effect on stock markets across countries. As nations try to fight the virus and bring back stability in the lives of citizens, investors too are hoping that the markets recover. The fact remains that no matter where…
Read More When to invest in a Gilt Fund?
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Every individual is expected to identify the primary reason behind their investment. Are you looking for a scheme to save taxes, or do you wish to create wealth through long term investment? Are you investing to build a decent retirement corpus or are you saving enough to buy that luxury car you always wanted? Having…
Read More Monthly SIP v/s Weekly SIP: Which is better?
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A loan can aid in getting you through different financial crisis and sometimes facilitate financial growth. The product can be extremely important during certain stages of your life. However, you are often required to present a collateral as a security for most kinds of loans. Good news is that you may have several different investments…
Read More Key Investments That Can Be Used As Collateral For Getting Loans
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Regular people generally like to play it safe. While everyone is always looking to increase their income or grow their wealth, risk-averse people like to invest in savings accounts, bonds, government-backed securities, and dividend growth stocks. They tend to steer away from directly investing in the stock market as they perceive it to be highly…
Read More A Essential Guide To Start Investing In Stocks For Regular People
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With the advent of digital technology in all domains and industries, it was only a matter of time before payment of all types shifted online as well. Online banking, payment apps on smartphones, and credit card transfers are all examples of digital payment. Of late, another exciting and new industry that has arisen in the…
Read More Robinhood Tax: Meaning And Its Effects On The Online Bitcoin Industry
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When you retire, there are few incomes sources which you are left with. Pension is the only source of income for most retirees, but the problem is that their expenses tend to increase as they grow older. That’s because with increasing age comes health issues, and if you do not have a medical insurance bearing…
Read More Should Retired Individuals Opt for Balanced Mutual Funds? Post thumbnail
If you are new to the world of mutual funds, do not worry, investing in them is easier than you can imagine. By now, you must know that mutual funds are professionally managed funds that invest in multiple assets like equity, debt and other money market instruments in accordance with achieving the scheme’s objective.…
Read More How to Start a Systematic Investment Plan Online?
stock market
The stock market is one of the most popular investment avenues in India. Investors invest their savings into the stock market with the objective of wealth creation. It has the potential to give unimaginable returns. No other investment option can give returns like that of share market. As per Warren Buffet, “Investing is the process…
Read More How To Invest In Stock Market?
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SIP (systematic investment plan) is a method through which people can invest in mutual funds. It is a simple plan through which one can invest a fixed amount of money at fixed intervals or variable duration of time (depending upon the type of scheme) into a mutual fund policy. Rather than putting a huge amount…
Read More Here are 5 Ways How You Can Maximize Your Returns on SIPs
ELSS Save Taxes
Investing is the smartest way to deal with surplus cash. Even for regular office-goers investing in a mutual fund scheme makes so much more sense because it increases their chances of creating wealth. Over the past years, mutual fund investment schemes have proven to fetch higher returns as compared to traditional investment options like Public…
Read More How Does the 3 Year Lock-in of ELSS Compare to Other Tax Saving Instrument?