When you retire, there are few incomes sources which you are left with. Pension is the only source of income for most retirees, but the problem is that their expenses tend to increase as they grow older. That’s because with increasing age comes health issues, and if you do not have a medical insurance bearing…Read More Should Retired Individuals Opt for Balanced Mutual Funds?
If you are new to the world of mutual funds, do not worry, investing in them is easier than you can imagine. By now, you must know that mutual funds are professionally managed funds that invest in multiple assets like equity, debt and other money market instruments in accordance with achieving the scheme’s objective.…Read More How to Start a Systematic Investment Plan Online?
The stock market is one of the most popular investment avenues in India. Investors invest their savings into the stock market with the objective of wealth creation. It has the potential to give unimaginable returns. No other investment option can give returns like that of share market. As per Warren Buffet, “Investing is the process…Read More How To Invest In Stock Market?
SIP (systematic investment plan) is a method through which people can invest in mutual funds. It is a simple plan through which one can invest a fixed amount of money at fixed intervals or variable duration of time (depending upon the type of scheme) into a mutual fund policy. Rather than putting a huge amount…Read More Here are 5 Ways How You Can Maximize Your Returns on SIPs
Investing is the smartest way to deal with surplus cash. Even for regular office-goers investing in a mutual fund scheme makes so much more sense because it increases their chances of creating wealth. Over the past years, mutual fund investment schemes have proven to fetch higher returns as compared to traditional investment options like Public…Read More How Does the 3 Year Lock-in of ELSS Compare to Other Tax Saving Instrument?
If you are someone looking for a financial product where you can invest your savings without having to devote a lot of time and energy, mutual funds are your answer. Mutual funds are a passive way to invest in the capital market, which could be equity, commonly known as stocks; or debt, known as bonds.…Read More 5 Key Benefits of Investing In Mutual Funds
What are mutual funds? Mutual funds are pool of money gathered from different investors and combined together to be invested in different types of securities like stocks, money market instruments, bonds, and other related assets. Professional experts called fund managers manage mutual funds that are operational in allocation the money from investors in these different…Read More What are the Different Types of Mutual Funds in India?
Call it a beginner’s myth or just a common misconception, but a lot of people believe you need a large sum of money to begin investing in the stock market. This myth originates from lack of knowledge of investment or word of mouth communication or maybe someone with bad experience in the stock market. Nevertheless,…Read More How to Invest in Share Market with Limited Funds?
Before you think this article is an exaggeration, we need to state that, it is indeed possible to accumulate Rs. 1 Crore by saving just Rs. 90 every day. The only catch is that it won’t happen overnight. So in case you’re searching for some otherworldly “easy money scheme” that will bring you everlasting wealth,…Read More How Saving Just Rs. 90 a Day Can Help You Accumulate Rs. 1 Crore?
Purchasing insurance can be a tedious process. Since there are so many options insurance policies available in the market, it can be a very confusing to choose the best investment plan for yourself, especially when it comes to life insurance. You might want to invest in a plan that gives you a good coverage for…Read More How to Use a Life Insurance Investment for Smart Financial Planning
To achieve you long-term financial goals, it is important to start exploring and planning tax-saving investment options and the best way to invest money at the beginning of the new fiscal year. Doing this will help your investments to compound, as it gives you enough time, aiding your long-term goals. If you want to choose…Read More Top 10 Investments You Should Make Now To Save Tax for FY 19-20
Be it via lump sum or a SIP investment, choosing the right mutual funds can help enhance your portfolio and achieve your financial objectives. However, the abundance of mutual fund investment options can make it hard to decide which one to pick. Sometimes, new investors make the mistake of selecting mutual funds based on their…Read More Insightful Tips on How to Choose Best Mutual Funds to Invest in According to Your Portfolio
Every taxpayer must learn about all the legal ways to save tax. Proper tax planning can help you achieve this goal if you spend enough time to determine the ways that can work for you. Consider investing in the right tools to avail of tax benefits. Tax-exempt investments to claim tax deductions There are various…Read More Investment Declaration to Get Tax Exemption
When looking for an ideal investment plan, we all look for certain benefits. To maximize the benefits and tax savings, one needs to narrow down and shortlist multiple tax saving investments. These options offer tax breaks and deductions in adherence to the governmental guidelines. If you are an investor, you might have more preference towards…Read More 5 Investment Options with Dual Tax Benefits
Section 80C and 80D of the Income Tax Act is a boon for many people. Under these sections of the Income Tax Act, you can claim tax benefits on the premium that you pay for life and medical insurance policies. However, one needs to consider the Goods and Service Tax (GST), and whether you can…Read More How GST Affects Your Insurance-Investment Plans
Vacationing abroad at an exotic location is a dream that most of us share. But, given the unaffordable costs involved, we postpone it till an opportune time arrives. How can one fund an international trip without disrupting our financial future? Because, unless we plan our budget, the expenses of a vacation can our finances. Let’s…Read More Start Investing in SIP and Plan Your Dream Vacation
Having a demat account is a pre-requisite for carrying out transactions in the stock market. Whether you want to buy shares, sell shares or simply hold them in the electronic form, you need a demat account. In fact, your demat account holds all your shares, government securities, bonds, mutual funds and exchange-traded funds in a…Read More Types of Demat Account and Which Demat Account is Best for Beginners
If you are even remotely interested in investing or in the market, you would have been directed to Morningstar as a resource for making an informed decision. As a naive investor, it can be helpful to have a guiding strategy in the form of a trusted investment-research firm. It is therefore important to first understand…Read More Everything You Need to Know About Morningstar Fund Ratings
In today’s time and age, life insurance and other tax investments go a long way in ensuring that the future goals of your own and your family remain protected at all times. Investing in an insurance plan helps reduce the financial load on your family in your absence. Thus, life insurance cover empowers your loved…Read More The Unconventional Metric to Judge Your Insurer – Employees
In a country like ours, the highest burden of taxation falls on one strata of the society i.e. the salaried class. Salaried class tries to search for various alternative sources of investment to save their money for future needs. Apart from traditional ways to invest such as those of gold, fixed deposits and real estate,…Read More Here’s why investing in SIP mutual funds is the best option for salaried professionals
One of the biggest fears of every investor in the share market is volatility. They often take bad investment decisions when the stock market is choppy, leading to heavy losses. There is absolutely no doubt that the investment in the Indian stock market is a good option for a long term perspective. However, if any…Read More 5 Investment Options Other Than Stocks to Overcome Share Market Volatility
Being a market-linked product, there are times when ULIPs cannot manage the market downfall. This, in turn, can affect either your ULIP returns and your overall ULIP performance. At times, when you are unaware of a certain fund-switching feature, you fail to get the best out of your ULIP Plan. The risk of investment in…Read More Why you need to continuously monitor your ULIP performance
Introduction Life throws up several financial challenges and to effectively tackle them, one must know how to make the most of one’s investment portfolio. ULIP is one such instrument which can be tailor made to suit the diverse financial goals of each investor at different stages of life. We shall study how one can utilize…Read More Know How to Make The Most Out Of Your ULIP Investment
ULIPs are some of the best investment plans that you could use to invest your money on. Even if you decide to start off with a small sum, you will be assisted by a fund manager who will help manage all your money and also advice you on which bond or stock you should invest…Read More 5 Tips to Ensure That Your Investment Delivers Higher Returns
In these testing times as well as since times immemorial, man has been on an unending quest to go for broke or at least go on a limb to make a fortune for him. Different time periods saw different trends that the men of that particular time followed. Most of the times, a single person…Read More Compare ULIP and Mutual Funds Before you Choose your Investment
Since the beginning of the insurance industry there have been two very popular types of insurance, namely, endowment and money back. In addition, there was a third type of insurance known as the term insurance also known as whole life plan. This particular policy was intended to last the entire lifetime of a healthy individual…Read More How to Choose the Best ULIP Plan for Your Investment Portfolio
Unit Linked Investment Plans or ULIPs were the most wanted investment options before the year 2008. The sudden downfall in the financial market during that time has completely changed this picture. Currently, investing in mutual funds is more popular than investing in ULIPs. However, the financial market has stabilized in past one decade and today…Read More Top 5 Tips to Invest in ULIPs at Lower Cost
How to choose? Choosing a ULIP is a process of carefully analyzing the following and considering certain factors based on them: Risk appetite The level of your risk appetite is really important to consider. You need to know what the level of risk that you can take and afford to take in case of situations…Read More How to choose the best ULIP plan for Investment?
Online trading in real estate, long prevalent in developing countries, is picking up in India. The Indian real estate sector, following a boom in the 1990s and 00s, has become part of the investment portfolio of most HNIs and even mid-level investors. Investment in India is undergoing a series of radical changes, with sweeping amendments…Read More Looking to Invest Online in Real Estate? Consider SmartOwner First
Edelweiss Tokio Life Insurance launched its new product “Wealth Plus” live on Twitter on November 18th, 2017. This product launch was held at Edelweiss Group House, Mumbai. The launch was filled with bloggers and speakers from the finance industry and some big names from Edelweiss itself. Edelweiss Tokio Life insurance’s MD and CEO, Deepak Mittal…Read More A Game Changer Product by Edelweiss Tokio Life – Wealth Plus Ulip Plan