Insurance

Insurance policies have certain terms and conditions and also contain exclusions so as to prevent fraud or protect their interests. But the coverage for suicidal death has always been speculated to not be included in the policy. So today let’s understand how and if suicide is covered under a life insurance policy. Coverage of Suicidal…

You must have wondered if you could get multiple life insurance policies. Well, first of all, you can if you want to and second, your agent should be aware of other policies that you have bought to avoid claim rejection. Many choose multiple insurances for various reasons, but can you do with just one? Let’s…

A Health Insurance Policy is an agreement between the policyholder and the insurance company. The agreement states that the insurance company will undertake a guaranteed medical compensation to the policyholder if he/she gets hospitalized within that policy period. The insurance company provides coverage for any sort of medical, surgical, or dental expenses. The payment system…

Including life insurance in your financial plan is vital. Nonetheless, there is a lot of confusion and often skepticism when you consider buying a policy. This is due to its complexity or the hesitancy to discuss death. Gaining a proper understanding of life insurance makes it easier to buy a policy. Here are ten important…

Your children are grown up and independent. The mortgage on the home is repaid. You are now retired and enjoying the golden years of your life. In this situation, there is no need for insurance coverage, right? Typically, life cover is availed to replace the loss of income in case something unfortunate happens to you…

Nidhi’s father had been investing for a term insurance plan that was guaranteed to financially protect her and her mother, in the event of his passing away. However, as his term policy maturity date neared, he was left wondering what would happen to the premiums he had paid over the years since its benefit had…

The decision to get married is probably one of the biggest steps in everyone’s life. The very idea that you would be spending your entire life with your loved one is a warm yet a crucial point in life. Everyone’s life changes after their marriage but the outcome is dependent on you and the way…

During the final stage of getting a home loan, lending institutions will suggest you buy a home loan insurance plan. This is an insurance product that is meant to provide your family with financial support to repay the loan in case of unfortunate events. Therefore, in case of your untimely demise, disability or temporary job…

  Investments in a health insurance plan is a crucial step that every person must do in a lifetime. Coverages related to health insurance can bring down the excessive expenditure necessary for the treatment of several diseases. Nowadays, numerous providers deliver plans for health insurance online. As a technologically sound person, you can access different…

Life is uncertain and one way to secure your financial future is through insurance. Traditional plans like endowment and money-back policies are expensive if you want to avail of a higher coverage. A more affordable way to procure a higher sum assured is term insurance. It is a pure life cover and pays the policy…